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Everything First-Time Home Buyers Need to Know – The Maravi Post

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Congratulations on your first home purchase. This is a time filled with excitement and joy. As you get ready to move into the new chapter of your life, there are some things that you want to keep in mind as you search for the perfect home, purchase one, and then move into it.

This time can be just as overwhelming as it is joyful, especially as you look around at all the available homes, apply for a loan, and start the waiting process. Below, we will talk about some of the things, you, as a first-time home buyer, need to know.

What should I absolutely know as a first-time home buyer?

One of the first things you should know is that you need to make sure that you are in tune with your credit score, know it like the back of your hand, and eliminate any debt that you have. Having debt can be the difference between owning or renting a home to live in.

When lenders look at you, they want to know that your debt-to-income ratio is within the set limit and that you have a good credit score. Anything less than that and you become a red flag and may have a harder time securing a home loan.

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Once you have your credit and debt in check, you then need to start to look for a lender. Remember, not all lenders are created equal, so you want to make sure you do your research, and you look for one that meets your needs and has a good reputation within the community.

What size down payment do I need?

It depends. You definitely want to have a down payment saved up for when you purchase a home because you will need it. However, the amount you need will vary based on several factors. For example, you may be required to put 10 percent down if you have a lower credit score while if you have a good credit score, you may only have to put 2.5 percent down.

While there is no set number to have saved up, do make sure you save something close to the 5 to 10 percent range of the average home price you are looking for. Best case, your down payment is less, and you have a little savings account for yourself in the end.

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How much home can I afford?

That is dependent on your income, credit, and the lender. Before you start to look at homes for sale, you want to speak with a lender and find out how much you are pre-approved for. This way, you know how much you can reasonably afford, and you do not go over this price.

Remember, depending on where you choose to live, your pre-approved amount may get you the home of your dreams with all the storage area that you are looking for or it may not. This means you should do your market research and know the prices of homes before you start to shop.

On a side note, you do not want to start shopping for a home and fall in love with one that you cannot afford, so do make sure to go through the pre-approval process.

Do I need a home inspection?

It doesn’t hurt. While the home may have already had one performed by the current owner, it doesn’t hurt to pay for an independent inspection. This way, you know what you are getting yourself into. The average cost for a home inspection is anywhere from $300 to $500.

Waiving a home inspection can mean that you inherit many damages to the home that are not visible at the time of purchase and this could mean thousands of dollars later.

Buying a Home is Exciting but Make Sure You Have Space

Buying your first home is exciting but you definitely want to make sure that you have a lot of storage space within it. If not, you may find yourself wishing you chose one with space.

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Kumkum Bhagya, Latest Episode 1st December 2021 Written Update, Prachi Reaches Ranbir’s Wedding

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We are back with another fantastic episode of Kumkum Bhagya and the next episode as of December 1, will begin with Sidharth who asks about Prachi and Sushma says that who is Prachi, she doesn’t know any Prachi. Ranbir remembers Prachi and thinks about her and how was she with him. He continuously thinks about her and can’t take control of himself.

Kumkum Bhagya 1st December 2021

He remembers his past with Prachi where he was waiting for Prachi. In his dream, he talks to Prachi politely. Coming back to reality, Ranbir thinks that it was a dream and on the other side, Prachi is moving to Kohli’s house, and Ranbir pickups the call of Prachi.

But, Ranbir couldn’t hear her voice as Prachi’s phone’s battery is low and the phone cut. Ranbir thinks that it is just a dream as he is remembering Prachi even today and he should not do this. Prachi says to the driver that she will have to take this flight and ask him to drive fast.

The next morning, Rhea comes with a new Shervani and asks Ranbir to wake up and get ready because today is their wedding. Ranbir looks at the gate and thinks that someone is coming. Ranbir sees a dream that Prachi has come and Rhea doesn’t want them together. Pallavi comes in the bedroom of Ranbir and asks Prachi to go out of the house.

Suddenly, Ranbir wakes up from his dream and sees her wedding attire with a note of Rhea. He reads the note of Rhea and tears it. Ranir thinks that Prachi did not call him even after knowing that she is getting married. Sushma comes to the Pragya in the hospital but as we know Pragya and Abhi are in a coma. She talks to Pragya.

Prachi sits in a cab and she rushed towards the Kohli house. On the other side, Rhea asks Shaina that how is she looking? She talks to Shaina and told about her life that she was happy until Prachi did not come into their life. Rhea says Prachi snatched his family, friends, and even his love Ranbir. Rhea says that she can change her luck.

Rhea says that Prachi thought, Ranbir was a part of his her life but I changed her luck and who can change anyone’s luck, can change anything in the world. The Episode Ends. Now, the upcoming episode will show that how Prachi will reach to the Ranbir’s wedding and she will get unconscious after seeing Ranbir and Rhea’s marriage.



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‘Street Dance Girls Fighter’ Episode 1 Eng Sub Time, Lineup, All Episodes Watch Online Details

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Here is fabulous information waiting for you and you will be surprised to know that there is a competitive show going to take place and you will definitely enjoy it beyond your expectations. As per the details ‘Street Woman Fighter,’ is a competitive dance reality show which is continuously creating a buzz. Episode 1 is ready to be premiered on your screen and you will definitely enjoy it. Stay tuned with us and get all the necessary updates on time.

Street Dance Girls Fighter’ Episode 1

According to the information, the prize money for the show is 10 million and the winner will get this prize money which is around $8,420. Plus the winners of Mnet’s reality show will form a new dance crew.

‘Street Dance Girls Fighter’ Episode 1 Release Date

Here are various things related to this latest show and you will know all the details which are important to know about the show. We will explore details such as timing, streaming, judges and where you can watch the full episode. Below you can see the statement by one of the people from the show.

“I was curious who would follow in the dance leaders’ footsteps. Therefore, I wanted to put together all of the passionate and talented high school dancers. … Viewers will enjoy watching teenage dance trends through the show,” Korea Herald

As per the details, it will premiere on November 30, 2021. Also, talking about the timing is available below according to your region. You can check what will be the timing of the show in your region. Still, if you did not find the timing for your country then you can ask us in the comment section.

  • Central Time: November 30th, 7.20 AM, Tuesday Central Time (CT)
  • Eastern Time: November 30th, 8.20 AM Tuesday, Eastern Time (ET)
  • Pacific Time: November 30th, 5.20 AM Tuesday, Pacific Time (PT)
  • European Time: November 30th, 2.20 PM Tuesday, Central European Summer Time (CET)
  • British Time: November 30th, 1.20 PM Tuesday, GMT
  • Indian Time: November 30th, 6.50 PM Tuesday, Indian Standard Time (IST)
  • Philippine Time: November 30th, 9.20 PM Tuesday, in the Philippines
  • Japan Time: November 30th, 10.20 PM Tuesday, in Tokyo, Japan
  • Australian Time: November 30th, 10.50 PM Tuesday, Australian Central Standard Time (ACST)

Now its time to explore the details that who are the contestants performing in this show then we want to tell you that here is the list of the judges and contestants. There are 8 judges and contestants also. You can check it here.

  1. Holy Bang – Jane, Honey J, Taro
  2. Coca N Butter – ZSun, Rihey, Gaga
  3. LaChica – Rian, Gabee, Peanut
  4. Hook – Odd, Aiki, Rageon
  5. YGX – Jihyo, Leejung, Yeojin
  6. WAYB – Ansso, Noze, Dolla
  7. WANT – Hyojin Choi, Moana
  8. PROWDMON – Kame, Monika, Lip J

If you want to watch the stream of this show then you can follow this website. You can bookmark the website and definitely, you will be able to watch the streaming. Along with it, you will get the more entertaining news articles. So stay tuned with us.



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Otis Anderson Death Former NFL Player Otis Anderson Jr. Shot and Killed By His Father During Argument

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The former Professional football player from America who was a running back in the NFL, Ottis Anderson was allegedly shot and killed by his own father on Monday night, November 29, 2021. According to the sources, Otis Anderson Jr. had an argument with his father on Monday night at their home in Jacksonville, Florida, said Jacksonville Sheriff’s Office on Tuesday with the Orlando Sentinel.

otis anderson jr death

Along with this, the Sheriff’s office told that the shooting took place at around 09:30 PM on Monday on the 5200 block of Johnson Lake Court in North Jacksonville. The reporting of the shooting was done by ActionNewsJax.

What Was Marcus Lamb Cause of Death? Christian Broadcaster Marcus Lamb Passed away at 64 Due To COVID-19

Former NFL Player Otis Anderson Jr. Shot and Killed

Otis Anderson Jr’s father Otis Anderson Sr. has been arrested and booked into Duval County Jail and first-degree murder has been charged at him for killing his son, Otis Anderson Jr. Along with this, he was also charged for the first-degree attempted murder of his wife, Denise Anderson, during his court appearance on Tuesday morning.

While questioned to Anderson Sr’s wife Denise Anderson, she said that her husband was bitten by his son’s girlfriend’s dog, then, they all three came into a verbal altercation that turned into a big fight.

When the officials reached the spot, they found Andrerson Jr suffering from a gunshot wound on his chest. Along with this, Denise Anderson was suffering from multiple scraping wounds. After this, they both were rushed to UF Health for treatment.

Otis Anderson Death

In the hospital, Otis Anderson Jr was pronounced dead by the doctor. Denise Anderson was being treated by doctors and discharged from the hospital, as per the police reports.

During the appearance in the court, Anderson was being held without bond and appointed a public defender Tuesday. Now, December 22 is the next appearance of Anderson in the court. When the passing news of Otis Anderson Jr announced, many current and former UCF player sent their condolence and shared their memories on social media regarding his death.

Otis Anderson Jr. was born on January 19, 1957, and raised in West Palm Beach, Florida. He was a football and track star at Forest Hill High School in West Palm Beach, Florida before completing his graduation in 1975. He took his Physical Education degree from the University of Miami and during his study, he broke the record of Chuck Foreman and became the first player to rush for more than 1000 yards. He gained huge fame among fans and played several matches.

He was the awardee of NFL Offensive Rookie of the Year and NFL Comeback Player of the Year in 1979 and 1989. His gameplay is unforgettable and he will always stay in his friends heart with his memories. He will be remembered by his family and friends.



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